About Us

Stillwater Insurance AgencyThe Carpenter Agency is a family owned insurance agency servicing Stillwater and the surrounding areas. With 20 years of Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance experience The Carpenter Agency has a strong knowledge of local business. Our agency is not only dedicated to our customers, but also to our community through several charity organizations.

Our dedicated staff, known for excellent service, has years of experience to help you from claim support to workers compensation audits. The goal of The Carpenter Agency is to provide you with the service you deserve with the options you want.

We represent many quality insurance companies, making finding affordable insurance easy. We have carriers to offer both your personal and commercial insurance needs. We can fit your Home, Auto, Life, RV, ATV, Watercraft, Classic Car to General Liability, Workers Compensation, Business Personal Property, Business Auto, Group Benefits, Key Man Life, and many more!

Call our office today and we will be more than happy to discuss your insurance needs, review your current coverage’s, and shop your insurance to find the insurance that fits YOU!

An Independent Advantage

We are Independent Agents in Stillwater, Oklahoma, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. The Carpenter Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.